Keep your business money in its own place.
Get paid, pay bills, send money and see every transaction from one wallet. On your phone or on the web.
When business money and personal money share one account, profit disappears.
You sell all day, but at month end you can't tell what came in, what went out, or what you actually made. A PearMonie Wallet gives your business its own account number, so customers pay the business, not you, and every naira is easy to trace.
What your wallet does for you
Your own business account number
A dedicated NUBAN account for customer payments. You look more professional, and your personal account stays personal.
Alerts for every kobo
Real-time notifications the moment money comes in or goes out.
Records that keep themselves
Income and expenses are captured as they happen, so working out your profit (or preparing for tax) doesn't mean digging through old alerts.
Bills and transfers in one place
Pay bills and send money from the same dashboard you track your sales in.
Phone or web
Use the app, or sign in at web.pearmonie.com from any computer.
Set up in three steps
Activate your wallet
Sign up and complete KYC to unlock your wallet.
Receive and hold money
Share your account number and get paid by customers. Your business funds stay together, safely in one place.
Spend or move money
Pay bills, transfer funds and see everything from one dashboard.
Your wallet today, a stronger loan application tomorrow
Lenders want to see how money moves through your business. When your sales and expenses run through your PearMonie Wallet, you build that record without extra paperwork. It also feeds into PearMonie's Credit 360, so you can see where you stand before you apply. And if a lending partner approves your loan, the money lands straight in your wallet.
What is the PearMonie Wallet?
A wallet for your business money. It comes with its own account number, so you can receive payments, pay bills, transfer money and track it all in one place.
Do I get my own account number?
Yes. Once your wallet is active, you get a dedicated NUBAN account number your customers can pay into.
What do I need to activate it?
Sign up on PearMonie and complete KYC.
Can I use it on a computer?
Yes. Use the mobile app, or sign in at web.pearmonie.com.
Is the wallet only for businesses?
It's built for business owners and traders, but individuals can sign up too.
Give your business money a home.
Set up your wallet in minutes and start seeing exactly where your money goes.