Flexible funding for businesses ready to move faster.
Access business loans, personal loans, and asset financing designed to help you manage cash flow, unlock growth, and keep operations moving with confidence.
How it works
Apply with the required information and documents. Eligible applications are reviewed by our lending partners before funding offers are made available.
Complete KYC
Verify your identity to set up your profile and begin your loan eligibility journey.
Activate Wallet
Enable your PearMonie Wallet to receive funds and manage repayments easily.
Use PearMonie Consistently
Businesses without sufficient records may use PearMonie to build transaction history and strengthen future applications.
When you meet the requirements, loan offers from trusted partners become available with clear
amounts, durations and daily repayment terms shown upfront — before you apply.
About Loan Disburstment
Loan Disbursement & Management
Loan approval and availability are determined by our partners, and when approved, funds are paid directly into your PearMonie Wallet for easy management and repayment.
Currently available to qualified users in Lagos only.
