Be ready when it's time to file.
Record your sales and expenses in PearMonie as they happen. When tax time comes, your figures are already in one place, and you and your accountant can get straight to work.
Start free. Upgrade as you grow.

Most tax stress starts with missing records.
Tax rules in Nigeria keep changing, and businesses are being asked to show clearer records. If yours live in a notebook, in chats and in your head, filing gets hard.
Guessed figures
Without records you estimate what you sold and spent, and you can end up paying the wrong amount.
Last-minute rush
You spend days putting together what should already be there.
Penalties
Late or wrong filings can cost you money you did not plan for.
Nothing to show
When someone asks for your records, you have to start searching.

Your records build up as you run the business.
- ✓Every sale recorded. Log each sale as it happens, whether the customer paid in the shop, by transfer or online. Your sales history is saved with dates and amounts.
- ✓Expenses in one place. Record what the business spends, so you can see what really went out. Gold and Platinum plans
- ✓Business money kept apart. Use your PearMonie wallet for the business, so business money is not mixed with your personal spending.
- ✓Reports you can read. See your sales and business numbers in simple reports, useful when you sit down to file.
Three steps, then keep going.
Create your account
Sign up on web.pearmonie.com or in the app and set up your business.
Record as you sell
Add sales, invoices, receipts and expenses on the day they happen.
Open your records at filing time
Your figures are ready for you and your accountant.

For businesses of every size, anywhere in Nigeria.
- ✓Small business owners
- ✓Businesses moving from informal to registered
- ✓Businesses with steady monthly sales
- ✓Online sellers
- ✓Anyone who wants less worry at tax time
Let's be clear about what we do.
PearMonie keeps your records.
It does not file your taxes for you.
PearMonie is not a tax authority.
We do not assess or collect tax.
PearMonie does not replace your accountant.
It gives your accountant clean figures to work with.
PearMonie does not change what you owe.
Good records simply show your real numbers.
Start free. Upgrade as you grow.
You can start recording sales on the free plan. Paid plans raise your limits, and expense tracking comes with Gold and Platinum.
Questions
See all FAQs →Does PearMonie file my taxes?
No. PearMonie helps you keep the records. You or your accountant do the filing.
Will using PearMonie increase my tax?
No. Recording your sales does not change what you owe. It helps you know your real figures instead of guessing.
Do I still need an accountant?
PearMonie does not replace one. If you use an accountant, your records make their work faster.
Is it free?
You can start on the free plan, which has small limits. Expense tracking is on the Gold and Platinum plans. See the plans page for details.
Can I use it on my phone?
Yes. Use the PearMonie app or sign in at web.pearmonie.com.